Fundamentals
Ledger vs Trezor vs Coldcard vs Passport (2026): An Honest Comparison
The honest answer to "which hardware wallet should I buy in 2026" is: for meaningful amounts, no single hardware wallet should be…

Jackson Mikalic
Sep 9, 2026
Deep Dive
What Is a Bitcoin Dynasty Trust, and Who Actually Needs One?
A bitcoin dynasty trust is an irrevocable trust, typically established under South Dakota law, that holds bitcoin outside the gran…

Brian Cubellis
Aug 28, 2026
Deep Dive
Bitcoin Inheritance: A Spare Key Is Not a Deed
Bitcoin inheritance is a two-part problem. The first part is key management, so the asset is not lost when the owner dies. The sec…

Brian Cubellis
Aug 27, 2026
Deep Dive
What Happens to a Bitcoin IRA When You Die?
When the owner of a bitcoin IRA dies, most heirs other than a spouse must empty the inherited account within ten years under the S…

Brian Cubellis
Aug 27, 2026
Deep Dive
Bitcoin Estate Tax Rules in 2026, in Five Numbers
Five numbers govern what happens to bitcoin at death in 2026: a federal estate exemption of $15 million per person and $30 million…

Brian Cubellis
Aug 25, 2026
Deep Dive
The Four Ways to Hold Bitcoin in an IRA
There are four ways to hold bitcoin in an individual retirement account: an exchange-traded fund inside an ordinary brokerage IRA,…

Brian Cubellis
Aug 25, 2026
Deep Dive
Is Kraken Safe? What Its Security Record Actually Shows
Kraken is one of the better-run exchanges in the industry, and that is worth saying plainly before anything else. It has operated…

Jackson Mikalic
Aug 20, 2026
Deep Dive
Bitcoin Custody for $500K to $10M: What Your Options Actually Are
Someone worth a hundred million dollars who holds one bitcoin has an interesting position. Someone whose entire net worth is one b…

Jackson Mikalic
Aug 20, 2026
Deep Dive
Is Onramp Safe? A Direct Answer, With Receipts
Onramp is a Bitcoin financial services company whose custody is built so that no single organization, including Onramp itself, can…

Jackson Mikalic
Aug 13, 2026
Deep Dive
What Is a Self-Directed IRA Custodian? (And How to Choose One for Bitcoin)
A self-directed IRA custodian is a state or federally regulated financial institution, usually a trust company or bank, that the I…

Jackson Mikalic
Jul 22, 2026
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Onramp vs Strike: An Honest Comparison for Bitcoin Holders
Onramp and Strike both let you buy and hold Bitcoin in the United States, and both are Bitcoin-native rather than multi-asset. But…

Jackson Mikalic
Jul 2, 2026
Deep Dive
Who Custodies Bitcoin ETFs?
Most United States spot bitcoin ETFs do not hold their own bitcoin. They hold it through a small number of third-party custodians,…

Brian Cubellis
Jun 29, 2026
Deep Dive
Can a Custodian Take Title to Your Bitcoin?
Yes. A custodian can take title to your bitcoin if the custodial agreement permits it, as Prime Trust's did, and once that happens…

Brian Cubellis
Jun 27, 2026
Deep Dive
Can Bitcoin Be Clawed Back in a Bankruptcy?
Yes, bitcoin can be clawed back in a bankruptcy under specific conditions, most clearly when it was held by a custodian that faile…

Brian Cubellis
Jun 26, 2026
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Onramp vs Swan: An Honest Comparison for Bitcoin Holders
Onramp and Swan Bitcoin are both Bitcoin-only platforms built for US holders, but they are built around different theses. Swan is…

Jackson Mikalic
Jun 25, 2026
Fundamentals
What Was the Prime Trust Bankruptcy?
The Prime Trust bankruptcy was the collapse of a US crypto custody and settlement company that held bitcoin and cash on behalf of…

Brian Cubellis
Jun 24, 2026
Deep Dive
Can Stablecoins Pay Interest or Yield?
Can stablecoins pay interest: the issuer ban, the passive-yield vs activity-based-rewards line, and the deposit-flight fight.

Brian Cubellis
Jun 23, 2026
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Onramp vs River: An Honest Comparison for Bitcoin Holders
Onramp and River are both Bitcoin-only platforms built for US holders, but they are structured around different theses about what…

Jackson Mikalic
Jun 22, 2026
Deep Dive
Can stablecoins be frozen?
Can stablecoins be frozen: issuer freeze capability across both tiers and the April 2026 Iran USDT freeze.

Brian Cubellis
Jun 18, 2026
Fundamentals
Is Bitcoin a commodity or a security?
Is Bitcoin a commodity or a security: CLARITY's digital-commodity classification and what it unlocks for institutional allocators.

Brian Cubellis
Jun 16, 2026
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Onramp vs Bitcoin ETFs: Should You Own Bitcoin Directly or Through a Fund?
A spot Bitcoin ETF and an Onramp account both give you a way to gain from Bitcoin's price. They are fundamentally different things…

Jackson Mikalic
Jun 15, 2026
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GENIUS Act vs CLARITY Act: What's the difference?
GENIUS vs CLARITY: issuance regulation vs asset classification, and how the two bills build a two-layer monetary system together.

Brian Cubellis
Jun 11, 2026
Fundamentals
What is the CLARITY Act?
The CLARITY Act explained: the five-bucket digital-asset classification framework and the SEC/CFTC joint interpretation that opera…

Brian Cubellis
Jun 9, 2026
Fundamentals
What is the GENIUS Act?
The GENIUS Act explained: the first US federal payment-stablecoin framework, its Treasury-reserve mandate, and the structural Trea…

Brian Cubellis
Jun 4, 2026
Deep Dive
What is the Safest Way to Custody Bitcoin? The Proof of Ownership Standard
The safest way to custody Bitcoin through a third party requires four conditions: assets held in a dedicated on-chain vault never…

Brian Cubellis
May 27, 2026
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Onramp vs Cash App: An Honest Comparison for Bitcoin Holders
Onramp and Cash App both let you buy and hold Bitcoin in the United States, but they are built for fundamentally different holders…

Jackson Mikalic
May 25, 2026
Deep Dive
How Was Bybit Hacked? Inside the $1.5 Billion Lazarus Group Attack
On February 21, 2025, Lazarus Group attackers stole approximately $1.4 to $1.5 billion in ETH and staking derivatives from Bybit i…

Brian Cubellis
May 23, 2026
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Bitcoin ETF Alternatives: How to Own Real Bitcoin Without Holding Your Own Keys
For most holders moving from a spot Bitcoin ETF (IBIT, FBTC, BITB, and others) to direct Bitcoin ownership, the natural next step…

Jackson Mikalic
May 22, 2026
Deep Dive
Why Proof of Reserves Didn't Prevent Major Bitcoin Exchange Hacks
No. From Mt. Gox in 2011 through Bybit in 2025, every major custodial failure in Bitcoin's history occurred at a firm that either…

Brian Cubellis
May 21, 2026
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Moving Your Bitcoin Off Coinbase: A Guide to Stronger Custody Models in 2026
For most holders moving Bitcoin off Coinbase into a structurally stronger custody arrangement, the natural next step is Multi-Inst…

Jackson Mikalic
May 20, 2026
Deep Dive
Proof of Reserves vs Proof of Ownership: Why the Next Bitcoin Custody Standard Matters
Proof of Reserves attests that a custodian controlled specific on-chain assets at a point in time. Proof of Ownership attests that…

Brian Cubellis
May 19, 2026
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Best Coinbase Alternatives in 2026: What to Consider Before You Switch
The best alternatives to Coinbase in 2026 are Onramp (Bitcoin-only platform with multi-institution custody and integrated financia…

Jackson Mikalic
May 17, 2026
Deep Dive
Is Proof of Reserves Enough for Bitcoin Custody?
No. Proof of Reserves verifies that a custodian held assets at a moment in time, but it does not verify segregation, legal title,…

Brian Cubellis
May 15, 2026
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Onramp vs Coinbase: An Honest Comparison for Bitcoin Holders
Onramp and Coinbase both let you buy and hold Bitcoin in the United States, but they are built for fundamentally different holders…

Jackson Mikalic
May 14, 2026
Fundamentals
What is Proof of Reserves? A Complete Guide to the Bitcoin Custody Standard
Proof of Reserves (PoR) is a class of cryptographic and accounting attestations that verify a custodian held specific on-chain ass…

Brian Cubellis
May 13, 2026
Deep Dive
How Bitcoin Can Defend Against Quantum Computing: BIP-360, Post-Quantum Cryptography, and the Road Ahead
The quantum threat to Bitcoin is real but distant. The defense is already being built. Here is what post-quantum cryptography is,…
Deep Dive
Which Bitcoin Is Vulnerable to Quantum Computing? Address Types, Exposure Tiers, and What You Can Do
Not all Bitcoin faces the same quantum risk. Here is how to think about which coins are most exposed, why it depends on more than…

Glenn Cameron
Feb 26, 2026
Deep Dive
Is Bitcoin Safe From Quantum Computing? What Holders Need to Know
Bitcoin is safe from quantum computing today, and will remain so for at least the next 10 to 15 years based on the current pace of…

Glenn Cameron
Feb 23, 2026
Deep Dive
Quantum Computing and Bitcoin: Separating Hype From Reality
Why most quantum computing headlines are misleading, what the actual numbers look like, how to evaluate real progress, and why the…

Glenn Cameron
Feb 17, 2026